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The Blog

Life lessons we learned from our mothers

To celebrate Mother’s Day, we compiled valuable advice that mothers around the world share with their children to prepare them for life’s challenges.

07/05/2021

How to pay off debt and save at the same time

Many consumers are grappling with increased living costs and debt repayments. Debt consolidation can help with debt management and even save money if managed correctly.

05/05/2021

No reason why you shouldn't know your credit score

Knowing your credit score provides a snapshot into your finances. Before you take out a loan, know how it will affect your credit score. Request one today.

26/04/2021

It’s time to say goodbye to debit order fraud

You can do so with confidence now that DebiCheck is here. So, say good riddance to thieves stripping your bank account with debit orders that sneak past your bank notifications

21/04/2021

Alert! Fraudsters are watching you!

Criminals have become so sophisticated these days, they can rob you even if they’re nowhere near you. Their ticket to your hard-earned money is your personal information. To protect yourself, you are going to have to arm yourself… with knowledge.

19/04/2021

A beginner’s guide to bank online

You can do almost everything digitally these days, and banking is no exception. If you still haven’t gotten around to banking online, here’s a guide to get you started.

12/04/2021

Beware of instant loan scams

Taking out a loan is an important financial decision. If you’re looking for a loan, the most important thing to look out for is the best loan interest rates.

07/04/2021

Understanding soft vs hard credit inquiries

Your credit score is important because it affects many financial milestones in your life. Before applying for credit, take time to understand credit inquires and how your applications affect your credit score

06/04/2021

Is it time to switch banks and save some money

You could save hundreds each month and increase your wealth by banking smarter with a bank account that will grow your investment

06/04/2021

How to avoid common loan mistakes

We all make mistakes. If we can learn from them, and from those made by others, we can make better decisions with money and credit. Here are some common loan mistakes to learn from and avoid.

01/04/2021

Consolidation Loan

Get a Consolidation Loan for up to R250 000 from African Bank. Enjoy our low interest rates and flexible repayment schedule, with easy online loan application. We Say Yes More.

01/04/2021

Reach your business goals with MyWORLD

If you own or are thinking about starting a small business, you need to have a bank account for running your business. If you don’t, take a look at how an African Bank MyWORLD bank account can help you to reach your business goals.

31/03/2021

A Consolidation Loan can help you to take control of your debt

It’s not easy to make ends meet. With many debts to pay, this is even harder. A consolidation loan can help you to take control of your finances. We show you how you can benefit from it in this blog.

31/03/2021

How to build your credit score from the ground up

Building your credit score from the ground up might take some work, but it’s not impossible. With these tips and some good financial habits, you can make your way towards a good credit history.

30/03/2021

Open a bank account with low banking fees

• The best interest rates for your positive balance in your Savings and Power Pockets

30/03/2021

How credit scores work

If you want to buy a house or a car, you will need a good credit score. Do you know what affects your credit score?

29/03/2021

How can I make my banking app work for me?

Your online banking app offers you a world of convenience. Find out how you can use your bank app optimally to create the best banking experience.

26/03/2021

Tips to cut costs and save money

In a time of economic uncertainty, we could all use some tips and tricks to guide our spending. These are a few of the things you can do to cut costs and save some money

15/03/2021

Three tips: How to use your credit card wisely

There are more than 8.8 million credit cards in issue, and more than 38 types of credit cards available in South Africa. South Africans have on average one credit card. So. Question is, are you using your credit card wisely?

12/03/2021

A personal loan can help you when you need it most

Take the time to understand what a personal loan is and you may be pleasantly surprised at what you get.

12/03/2021

Get your debt under control before it controls you

Debt is a stressful topic, but it can be controlled if handled correctly, for example, with a consolidation loan. Find out how in this blog post.

11/03/2021

Protect yourself against online scams during lockdown

While you’re staying safe during the Lockdown, scammers are using people's real fears about the impact that the Coronavirus is having on their finances, to steal their money. Beware of these scams and stay protected.

11/03/2021

3 actionable steps to improve your credit score

Follow the steps in this blog post to improve your credit score and your life.

11/03/2021

The safest way to bank online

The convenience of banking online also brings with it some responsibility to ensuring your banking transactions are secure. Here’s how to do internet banking safely.

10/03/2021

Get the best loan for your side-hustle

You don't have to rely solely on the income earned from your job alone. There's instant loans and ways of getting more money flowing through your bank account.

08/03/2021

How to raise financially savvy kids

Everyone wants their kids to enjoy healthy financial futures, but parents often forget to provide children with a good understanding of money. With these steps, you can raise financially savvy kids.

08/03/2021

Improve your credit score

A credit check to find your credit score can be a valuable step in assessing your overall financial wellbeing. Read tips on what your credit score means and how to improve it, along with your finances

08/03/2021

Beware, debit order fraud is on the rise

Many South Africans have at least one or more debit orders each month. But criminals are finding ways to access debit order information and steal from you. Be safe with these tips to prevent being a victim of debit order fraud.

05/03/2021

Manage kids’ pocket money with a joint account

Giving your child pocket money and depositing it into a joint account, is an excellent way to teach them the value of money.

04/03/2021

Family budgeting in times of financial stress

Many South African families are dealing with financial stress. To cope, it’s important that families come together and support each other. We take you through family budgeting in times of financial stress in this blog.

04/03/2021

Building an emergency fund

That safety belt is an emergency fund.

03/03/2021

Convenience is one of the reasons online banking is popular.

Online banking plays an important part in the way people manage their money and transact with their bank today.

02/03/2021

Unmasking credit score and credit report myths

There’s many misconceptions about credit scores. Knowing what is real and what isn’t can help you to make informed decisions with credit. Here, we unmask these myths.

01/03/2021

African Bank salutes Random Acts of Kindness week

For many, life has become a lot tougher. The lives of ordinary people have become challenging in the harshest way possible over the past year. Now more than ever, we all could do with a little understanding and kindness, whether it’s to your family, your friends, colleagues or even strangers.

18/02/2021

African Bank | Cybercrime | Online shopping safety tips

Online shopping is popular because it’s so convenient. But when online, you are vulnerable to cybercriminals. Follow our tips to stay safe online.

15/02/2021

How does a mobile app make banking easier? | African Bank

One of the many benefits of doing all your banking on an app is that it’s convenient. Find out why you should try out online banking.

15/02/2021

Student life is easier with the MyWorld App

February means ‘back to campus’, whether you are studying from home or attending classes. Either way, you have to budget for textbooks, stationery, and food. Since you’re already juggling so much, from classes and assignments to your social life, you want your banking to be as simple as possible. Here’s how you can use MyWORLD to budget better and manage your finances.

15/02/2021

Tips to improve your credit score | African Bank

Your credit score can affect major goals you have set for yourself, such as buying a car or a house, or even applying for a loan to start your business. This is why it’s important to maintain a good credit score at all times. If you have a poor credit score, don’t panic. There are ways to pick up a falling score before you hit rock bottom. Let’s look at three easy ways you can improve your credit score.

15/02/2021

Should I consider a consolidation loan? | African Bank

If you’re thinking about taking out a consolidation loan, it’s safe to say that you know the anxiety associated with increasing debt. A consolidation loan gives you a way to simplify and pay off all your debt. Not only does it give you the opportunity to manage and settle all of your debt, it can also represent the first step in your journey to financial freedom.

15/02/2021

Common ATM scams and how to protect yourself

Safety is the buzzword of our times. We sanitise our hands, wear a mask and social distance to keep Covid at bay. But safety is just as important when it comes to your money. Protecting it means we should all be on high alert, especially when we use ATMs. Criminals are clever. This blog will help you to stay one step ahead.

15/02/2021

What factors affect your credit score?

What counts in your credit score? Many things play a role in the building and maintaining of a healthy credit score. Here are some of the factors that affect your credit score.

08/02/2021

Save and bank with friends and family

Are you saving for something with your friends and family or do you belong to a savings social club? MyWORLD is a solution to help you bank, save and share together.

08/02/2021

Grappling with whether to switch to online banking?

Imagine never waiting in a queue at the bank again in your life … it is a reality with online banking.

05/02/2021

A handy guide to consolidation loans

Tidy up your finances with a debt consolidation loan: Combine up to five debts into one and manage it all with one cost-effective payment.

04/02/2021

Tips to protect yourself against cybercrime when working from home

The coronavirus outbreak has forced many office employees to remain at home. If that is you, these 10 tech safety tips will help keep your connections safe and secure against cybercrime

04/02/2021

Beginners guide to personal loans

Understanding how personal loans work has its financial benefits. Consider this the ultimate beginners guide to personal loans.

04/02/2021

Ways a credit card can save you money

When used correctly, credit cards can help you save money. With most banks offering the option of a credit card application online, getting your own credit card is now easier than ever.

03/02/2021

Resignation of African Bank CEO

African Bank stakeholders are advised that Ms Basani Maluleke has resigned as the Group’s Chief Executive Officer and as an executive director of African Bank and African Bank Holdings Limited (ABHL) Boards of Directors.

25/01/2021

Set your finance goals for the New Year

So, you know that you have to get your finances in order for the New Year, but you’re not exactly sure how.

18/01/2021

Compare Loans | Types of Loans

Your personal finance journey is always changing. You need different things today than you did 10 years ago, and in 10 years’ time, you will need different things as well.

15/01/2021

Benefits of a debt consolidation loan | Simplify your debt

Find out how you can get your debt under control with a consolidation loan. Consolidate up to five loans into a single consolidation at African Bank.

12/01/2021

Improve your credit score with our 5 tips

Keeping your credit in good shape and recovering from a bad credit record requires discipline. Here are five easy ways to maintain a good credit score.

08/01/2021

Cybercrime | Tips to protect yourself from scammers

Join a gym, learn a new skill, budget better…these are great New Year resolutions that all of us have made at some time or another. Whether or not we stick to them is better left unsaid.

06/01/2021

Protect yourself against card skimming in South Africa

Card scams are on the rise in South Africa, leaving many completely blindsided and with empty bank accounts, or debts they didn’t sign up for. How did the theft happen? We show you how in this blog

18/12/2020

Tips to create realistic financial goals

Do you have trouble setting or reaching your goals? Don’t be frustrated with yourself if you haven’t made much progress. Let these tips help you restart and recreate practical goals.

18/12/2020

Beware of online money lenders who prey on desperate people

Need a loan? make sure you can meet the repayments and that you are dealing with a reputable financial services provider.

11/12/2020

Financial Planning is essential to avoid overspending this festive season.

If you’re not careful this holiday season, your bank balance might take strain. We’ve put together a few important tips to help you avoid common financial mistakes.

03/12/2020

Maximise your Black Friday and Cyber Monday experience

Black Friday is the most sought-after shopping spree in the world. Before whipping out your credit cards, don't forget on how to protect yourself from credit card fraud.

19/11/2020

Financial planning for new parents

It's every parent's dream that their child should want for nothing. To turn that dream into a reality, you need proper financial planning.

16/11/2020

Tax-Free Investments vs Savings Accounts

11/11/2020

Planning for the future, now

Financial planning is a lot like taking a road trip. For starters, you need a destination.

10/11/2020

Why your credit profile is a lot like online dating

Have you taken a look at your profile lately? There could be a reason why every credit provider is swiping left.

09/11/2020

Stay financially disciplined with online banking

Building discipline when it comes to finances isn’t always easy, but the rewards are worth it. Start slowly using your online banking app, we show you how in this blog.

05/11/2020

MyWORLD- the perfect gift idea for kids

Whether your children are toy lovers, aspiring race car drivers, or budding fashionistas, a MyWORLD bank account, as well as these ideas, are guaranteed to make their holiday extra special this year.

04/11/2020

What is a consolidation loan?

With all those payments going out each month, there's nothing left for you. To get out of debt fast, a consolidation loan can be a helpful tool. We explore how it can make your life easier in this blog.

04/11/2020

Company culture is the holy grail of good service

October 5 to 9 is Customer Service Week, an annual observance which celebrates the importance of customer service and the people who serve customers for a living.

11/10/2020

Why opening a fixed deposit investment account can benefit you?

Invest today with a Fixed Deposit from African Bank. Enjoy SA’s best investment rate at 12.33%, along with an easy online application. We Say Yes More

08/10/2020

Save money with internet banking

We should all be looking for ways to save money, and when it comes to banking, making use of internet banking is one of the most convenient ways to save.

08/10/2020

How to save money in your social circle

When it comes to being social, there’s often a price to pay. If you’re tired of the financial pressure of declining invitations, these saving tips can help you.

08/10/2020

It pays to bank with MyWORLD

Managing your money during a National lockdown can seem like a stressful task, but with an African Bank MyWORLD account, you can gain more control of your financial wellness and enjoy many more benefits.

07/10/2020

Lookout for identity theft on your credit report

Identity theft is a serious crime in South Africa and no one is immune from being a victim. But if you know how to spot it, you can minimise the damage.

07/10/2020

End procrastination and start investing

One of the most important things you can do for your finances is to start a savings habit. If you struggle with putting things off, here’s 3 ways to end procrastination and start investing.

07/10/2020

Don’t take the phishing bait

Although most people are aware of phishing scams, many still fall victim to fraud schemes. Protect yourself from being a victim with tips in this blog.

07/10/2020

How to protect your credit score

While South Africans are staying home to protect their health and that of family members as a result of Covid-19, it’s important that our finances are protected too! Here’s strategies to protect your credit score during lockdown.

06/10/2020

Is a fixed deposit the best investment option for you?

There are many ways that you can invest your money, it all depends on your situation. Let’s dive into the situations where a fixed deposit investment is the right choice.

06/10/2020

Short term Investment options for different budgets

Whether your budget is R100 or R5000 per month, make your money works for you with smart investment strategies.

06/10/2020

What you invest today will determine your future security

Investing is not as complicated as many people believe; you can start growing your money for the future today.

06/10/2020

Defining the six types of investments

Understanding the advantages and disadvantages of each investment type enables you to make informed investment decisions that suit your wealth accumulation goals.

06/10/2020

Enjoy the festive season with MyWORLD

You don’t need big bucks to have a memorable festive season. Check out these 5 meaningful ways to make this year’s holiday just as special – on a budget, with MyWORLD. Title tag: Enjoy the festive season with MyWORLD

05/10/2020

Ways to protect yourself online

Many people grow up being taught about crime. Teachers and parents stress the importance of locking your doors at night, saying no to drugs and avoiding talking to strangers.

05/10/2020

Are you being fraud savvy with your bank cards?

With criminals getting more and more sophisticated with their fraud scams, stolen cards, counterfeit cards and card-not-present (CNP) fraud still remain the three most prevalent types of fraud used to defraud people. It is important that our customers know what each of these three types of fraud means.

05/10/2020

Planning for the future, now

Financial planning is a lot like taking a road trip. For starters, you need a destination.

05/10/2020

Three types of credit card fraud – and how to protect yourself

Read this blog post to familiarize yourself with these scams and know how to protect yourself.

05/10/2020

The best way to invest is with compound interest

If want to manage your finances and grow your savings, compound interest should be something you learn about. With it, you can earn better returns on your investment.

30/09/2020

Achieve your savings goals with internet banking

Although internet banking may not be so new, it’s good to remind yourself of some of the basics, security tips and how to optimise your savings with some nifty little tricks.

30/09/2020

Do you want to be in control of your debit orders?

Debit order abuse has been on the rise over the past few years, with an alarming increase in debit orders that are processed to bank accounts without permission from consumers.

25/09/2020

Avoid these online banking mistakes

When it comes to online banking, a simple mistake can have big consequences. We share common mistakes to avoid when banking online in this blog.

23/09/2020

Phishing scams in the spotlight again

Phishing and other online banking scams are once again in the spotlight. No financial institution or individual is immune to these crimes. So how do you protect yourself?

22/09/2020

How to raise savvy kids who save money

As an adult, it’s so important to be financially smart and savvy. For kids, the task is much harder. So how do you encourage your kids to save money? We show you in this blog.

21/09/2020

MyWORLD- the perfect gift idea for kids

Whether your children are toy lovers, aspiring race car drivers, or budding fashionistas, a MyWORLD bank account, as well as these ideas, are guaranteed to make their holiday extra special this year.

21/09/2020

Stash your cash in an emergency fund

If you are struggling with every unexpected expense, you may benefit from an emergency fund. Here are reasons why it’s the best money saving plan.

18/09/2020

Find the best money saving strategies with your budget

If you’re looking for some simple money saving strategies, budgeting helps! Want to know how a budget can help? Let’s take a look.

17/09/2020

Help Prevent Coronavirus, Stay Home, Go online, Bank 24/7

Don’t be left behind! If you have not yet embraced the convenience and power of internet banking, then now is your time. Stay safe, stay home, go online and bank 24/7.

17/09/2020

In debt? No sweat! Tips to get out of debt

Getting out of debt might seem like an impossible task, especially as the cost of living rises. However, there are ways to get out of the debt spiral: debt consolidation.

16/09/2020

What is a consolidation loan?

With all those payments going out each month, there's nothing left for you. To get out of debt fast, a consolidation loan can be a helpful tool. We explore how it can make your life easier in this blog.

16/09/2020

Take control of your debt with a consolidation loan

Most South Africans have debt, which can lead to sleepless nights. Taking advantage of a consolidation loan as part of a bigger plan to pay off debt can truly change ones financial situation.

14/09/2020

Emergencies that warrant a personal loan

Financial emergencies are unexpected. Dealing with them and recovering from them is possible with a personal loan. But which emergencies warrant a personal loan? We show you in this blog.

01/09/2020

Credit tips to for your financial freedom

Do you want financial freedom? The way that you use money, particularly credit, will decide how successful you are in making this goal a reality. Here are 9 credit tips every independent woman should follow.

25/08/2020

Protect yourself against Deposit and Refund Scams

Technology has made it convenient to have our bank accounts at our fingertips. Even so, it helps to be safe. Fraudsters are finding new ways to scam people and steal their money. In this blog, we give you a comprehensive guide to deposit and refund scams, so that you can protect your money.

06/08/2020

How to support your child

Parents want to do everything to support and protect their children. Whether they are going to school or learning from home, here’s some tips for parenting in a pandemic and supporting your kids.

21/07/2020

Personal Loan up to R250 000 Online

Get a Personal Loan up to R250 000 from African Bank. Enjoy our low interest rates and flexible repayment schedule, with easy online loan application. We Say Yes More.

07/07/2020

Surprise your dad this Father’s Day

Sunday is Father’s Day! While many of us can’t gather around the table to share a special meal with those we call “dad”, there’s plenty of ways to make this Father’s Day meaningful. Here are some ideas.

19/06/2020

Protect yourself against online scams during lockdown

While you’re staying safe during the Lockdown, scammers are using people's real fears about the impact the Coronavirus is having on their finances to steal their money. Beware of these scams and stay protected

18/06/2020

Different types of loans to help you get ahead

Most people will require a loan at some point in their lives – whether it’s to invest in a home, buy an engagement ring or open a small business. But be warned that not all loans are created equal and knowing your loan options will help you make the right decision.

11/06/2020

Don’t take the phishing bait

Although most people are aware of phishing scams, many still fall victim to fraud schemes. Protect yourself from being a victim with tips in this blog.

05/06/2020

Flip it & Reverse it – The new norms of working from home

Will working from home become the new normal? Consider how you are going to get your home office set up for the long term with these tips

05/06/2020

Better your finances with a consolidation loan

If you’re thinking of tidying up your finances to free up your cash flow, by taking out a consolidation loan, consider doing some research first. These tips will help.

26/05/2020

Lessons from banking at a young age

Your child can learn about money and its value from a young age. These are some lessons they can learn from banking at a young age.

25/05/2020

Thoughtful ways to make Mother’s Day in lockdown special

Mother’s Day is here! Are you wondering how you can surprise mom in lockdown? We have some ideas and tips for you to make this year’s Mother’s Day just as special for your mom.

08/05/2020

Evaluate your password strengths

How often do you change your password? Many people forget or simply choose not to change passwords. And when they do, they use names and birthdates as passwords. This makes it easy for cyber criminals to steal your information. Learn how to create strong and diversified passwords this World Password Day.

07/05/2020

The impact of a payment break in the long term

A payment break will bring immediate financial relief if you’ve been retrenched, put on short time or compulsory unpaid leave. It will, however, increase the cost of your loan in the long term. We unpack payment breaks in this blog.

05/05/2020

You are covered with African Bank Credit Life Insurance

You are covered! If you have been retrenched, put on short time or compulsory unpaid leave during this nationwide 21 day lockdown, we will cover your monthly loan instalments

28/04/2020

Customers expect convenience and no fees from online banking

Nobody likes surprises when it comes to bank fees, which is why online banking has become very popular

24/04/2020

Beware of instant loan scams

Taking out a loan is an important financial decision. If you’re looking for a loan, the most important thing to look out for is the best loan interest rates

21/04/2020

Handling finances as a couple during Lock down

Money can be a cause of upheaval in many relationships. While every relationship is different, these tips can help you to keep your relationship going without the stresses that come from finances, even during the Lock down.

16/04/2020

Stay financially disciplined with online banking

Building discipline when it comes to finances isn’t always easy, but the rewards are worth it. During this 21-day National Lock down, Start slowly using your online banking app, we show you how in this blog.

02/04/2020

Don't be left behind, experience the power of online banking

The internet has literally changed the world! If you have not yet embraced the convenience and power of internet banking, then now is your time as we go through a National Lock down!

01/04/2020

Budgeting is as easy as 50/20/30

While most people know that a budget is necessary, many simply don’t know how to put one together. We’re here to tell you, drawing up a budget isn’t as confusing as you think it is.

19/03/2020

5 reasons people don’t save money

Are you saving money or are you one of the many people who believe they simply are not able to? You do not have to earn a fortune to put money away each month – in fact, you could start today.

16/03/2020

Reasons why we are SA’s best

If you’re looking for a short-term investment with absolutely no risk, then a fixed deposit investment may be perfect for you.

13/03/2020

Use MyWORLD to budget better as a new student

Managing money in varsity can be a challenge. Juggling textbooks, groceries, transport and other expenses will take some budgeting. MyWORLD can help shape this budgeting habit. We show you how in this blog

09/03/2020

This is how a financial advisor can help you

A financial advisor is an expert who helps you with the organisation of your finances and forecasts the outcomes of your investments and savings.

04/03/2020

How to grow your savings for a baby

Pregnant or planning on having a baby soon? Before you start prepping the nursery, try to get a handle on the finances first and grow your savings

25/02/2020

Zindi brings African universities together for UmojaHack Africa

Zindi brings African universities together for UmojaHack Africa, Africa’s biggest inter-university machine learning hackathon

18/02/2020

Tips and ways to invest money

Investing doesn’t need to be intimidating or overwhelming… here’s a few ways to invest money.

18/02/2020

Dating and Romance Scams

Do not let online romance fraud and scams kill the mood during the month of Love

12/02/2020

Planning for emergencies with tax free investments

Using tax-free investments as part of your strategy to plan for unexpected expenses will assist in the tough months and give you peace of mind

12/02/2020

Saving up for your first car

Saving up to buy your first car is such an exciting goal to work towards! See which savings account to use and get some money saving strategies

03/02/2020

How to save money every month

Savings are essential for a healthy financial life. Start small and build towards your goals.

24/01/2020

The pros of consolidating your debts

Before you borrow money, you should know the difference between good debt and bad debt

23/01/2020

9 steps to a financially fit 2020

Want to keep to your financial new year’s resolutions? Follow our tips – we break it down into manageable steps that you can stick to

21/01/2020

Investment goals for 2020

The beginning of the year is a great time to look at your finances and set goals for the coming year. See what investment option is right for you

20/01/2020

Tips to reduce your money worries with an African Bank loan

Worrying about money can get scary. But, with these tips, you can end your money worries and have a financially secure new year

17/01/2020

Better your finances with a consolidation loan

If you’re thinking of tidying up your finances by taking out a consolidation loan, consider doing some research first. These tips will help

16/01/2020

Use MyWORLD to create New Year resolutions that stick

Did you make New Year’s resolutions last year? Did you keep them? Whether you want to save for your child’s education or get yourself out of debt, these tips and a MyWORLD account will help you reach your goals.

15/01/2020

A gift that keeps giving

We spend a lot of money on others and don’t always prioritise our own investment needs. By cutting down on gifts you may be able to either open a new investment account or boost an existing one. This is a gift to yourself that will keep giving

17/12/2019

How to manage financial stress over the holidays

We spend a lot of money on others and don’t always prioritise our own investment needs. By cutting down on gifts you may be able to either open a new investment account or boost an existing one. This is a gift to yourself that will keep giving

16/12/2019

Keep track of your bank accounts this holiday season

The holiday season results in overspending for many, so it’s vital to keep track of your bank accounts and balance. That, and an increase in banking scams, means that you really need to be extra vigilant over this period

13/12/2019

Clever things to do with your Christmas bonus

It’s tempting to blow your bonus or 13th cheque on all the nice things in December, but there are much smarter things you could be doing with the cash

11/12/2019

Give yourself the headstart, set your new year financial goals now!

Setting financial goals before the new year can help you navigate the festive season with much more clarity and consciousness about your money, setting yourself up for success in the new year.

09/12/2019

Easy strategies to save money during the holidays – and still have a good time!

Just because it’s the festive season, doesn’t mean your budget and savings should be on holiday. Here’s how to spend wisely and still have holiday fun

09/12/2019

Bulk up your investment/s, avoid overspending.

The festive season is in full swing and one thing’s for sure: careless spending will hurt your bank balance. Don’t become a victim to holiday stress! We give you tips to help you avoid overspending in this blog.

05/12/2019

Festive season loan mistakes to avoid

This season can be tough on your overall financial health. Don’t fall prey to costly financial mistakes. With a little bit of planning and research about loans, you can avoid these financial traps.

04/12/2019

What are the advantages of internet banking

Ever thought of putting a trip together now for December? Whether out of impulse or necessity, it's possible and it doesn't have to be expensive. You can benefit from MyWORLD.

22/11/2019

How to have a healthier savings account

Keep your bank accounts in good standing in order to grow your savings.

21/11/2019

Save with African Bank for Black Friday

Do you want to avoid overspending this Black Friday and Cyber Monday? Keep these tips in mind as you prepare for the big shopping weekend.

15/11/2019

Maximise your bonus with these 5 steps

Picture this: After a year of hard work you receive a year-end bonus. It’s tempting to gift yourself with an extravagant purchase but rather follow these steps to make your bonus work for you.

13/11/2019

What is financial literacy?

Financial literacy is the knowledge required to be able to make informed financial decisions. It starts with credit, debt and savings knowledge.

03/11/2019

Best savings account for festive season budgeting

It’s not too late to start thinking about your holiday budget and finding easy ways to save money.

01/11/2019

Invest and reap the Tax-free savings financial reward

A simple long-term investment with all the tax-free benefits

29/10/2019

Tips to grow savings for 2020 school fees

It is clear that school fees are climbing, which makes it imperative that parents plan thoroughly for their kids’ education by bulking up their savings accounts.

24/10/2019

Make your savings account work for you

It’s easy to feel a little overwhelmed by seemingly simple decisions about saving and investing money. Let’s take a closer look at how your savings account works and what the Tax Free Investment is all about.

08/10/2019

Grow your savings now to prevent Januworry later

If you want to avoid a broke January, now’s the time to make clever savings moves to start off 2020 in a good space

04/10/2019

Build an emergency fund for January 2020

January can be a financially stressful month if you don’t plan well. Get a head start. Save for January 2020 by opening a MyWORLD bank account and stash your money in a Savings Pocket

03/10/2019

Savings options for retirement planning

Want a mini-retirement? First grow your wealth with the best savings interest rates and create smaller goals rather than just one big retirement goal.

23/09/2019

Get the best loan for your side-hustle

You don’t have to rely solely on the income earned from your job alone. There’s instant loans and ways of getting more money flowing through your bank account.

19/09/2019

A fixed deposit account can secure a financial legacy

If you’re an adult with dependants who rely on you, it’s important to start planning for the future and finding the highest fixed deposit interest rates to secure a financial legacy for your loved ones.

17/09/2019

Money savings plan ahead of the wedding

After you get engaged, there are many things to consider when it comes to money. We’ve rounded up 5 mistakes to consider and we give you tips to create a money savings plan that works.

10/09/2019

Track spending with a money saving plan

There is only one way to gain financial wealth: have an income greater than your expenses. Find easy ways to save cash with a money saving plan.

09/09/2019

Money saving tips for all financial pitfalls

Everyone has made some ‘not-so-great’ decisions in the past when it comes to money. But recognising where those pitfalls were for you, can help you to make better decisions in future and help you create a solid money savings plan.

02/09/2019

Don’t get into a panic when looking for the best ways to save money

If you have been researching the best savings account interest rates, you will no doubt have noticed just how much information is out there.

28/08/2019

Wealth creation means different things to different people

It is not necessary to be intimidated by terms like private wealth management and wealth creation

23/08/2019

Tax and your education savings plan

Consider using a tax-free savings account to build an education fund, depositing up to R33 000 per year and up to R500 000 over your lifetime.

20/08/2019

Co-Parenting tips to save money

When relationships come to an end, co-parenting can be challenging, especially financially. These saving tips can help you co-parent effectively.

19/08/2019

Get the right advice and you can start saving money today

Understanding, opening and using a savings account is not nearly as complicated as people think.

16/08/2019

Community savings makes perfect sense in today’s economy

African Bank recognises that customers want shared banking that, like a stokvel, can grow their money and benefit everyone.

15/08/2019

The right bank account can help you achieve your goals.

A bank account is the best way to keep your money safe and make it work for your future.

14/08/2019

High Interest investments for newly-wed couples

If you’re recently married or in a committed relationship, navigating finances together can be challenging. These tips can help you plan your financial life better and find the best high interest investments.

13/08/2019

Financial moves that offer growing interest rates

If you’re looking to make strides at this stage of your life as a woman, these are some of the moves to make that offer growing interest rates.

06/08/2019

Budgeting tips to grow your savings as a single mom

If you’re adjusting to life as a single parent, a budget can help you to nail your finances and grow your savings too.

05/08/2019

Not having money to save could be due to bad spending habits.

You know you should be benefiting from a high interest savings account but it is hard to save money each month.

02/08/2019

You can start investing for your retirement right now.

Proper retirement planning puts you in the driving seat from the day you stop working and offers peace of mind that your future is secure.

29/07/2019

A consolidation loan can help you get out of debt faster.

While consolidating your debt is a good way to move out of the debt trap, it is wise to reflect on your spending habits and avoid falling back into debt.

26/07/2019

Get the best interest rate with African Bank

When shopping around for the best interest rate, do some investigation and find out how interest works, to make sure you’re getting the best return for your investment.

23/07/2019

Borrowing money for the right reasons can boost your business

If you are ready to take your business to the next level, it may be the right time to apply for a loan.

16/07/2019

High interest investments are within your grasp.

The finest of investment journeys start with the first step. Get the right advice and start your journey today.

15/07/2019

Save for a group holiday with MyWORLD Savings Pockets

If you and your friends are thinking of a group holiday, everyone needs to contribute financially. With African Bank MyWORLD Savings Pockets, it’s easy to save for that epic getaway.

12/07/2019

Signs that it’s time to switch banks

Time to switch banks but you’re not sure which bank to choose? Selecting your next account is an important choice, so here’s what to look for.

10/07/2019

Manage your finances better with MyWORLD

Managing your finances, whether as a single person or as a couple, can be stressful. A MyWORLD bank account can help you gain control and give you peace of mind.

09/07/2019

Investment tips for beginners

09/07/2019

Fixed or Notice deposit accounts are good ways to save.

You cannot overcome obstacles to saving money if you do not know what those obstacles are.

03/07/2019

How to get out of debt fast

You can pay off your debt in three steps: know what you owe, plan how you’re going to pay your debts, and track your progress. These tips will put you on track being debt free.

02/07/2019

How to make savings goals a reality

Treat your savings plan like training for an ultra marathon with race day being the day you reap the rewards.

02/07/2019

The convenience of business online banking

Time is money for business owners, so why waste it by standing in a queue in the bank when you could bank online?

25/06/2019

How much do I need to retire?

How can I save money? When can I retire? We highlight some of the financial and non-financial components to be considered when it comes to retirement.

25/06/2019

A debit card to offer security

A transactional account gives you access to many benefits, the most valuable: easy ways to save and invest, and your debit card gives you easy access to your money.

21/06/2019

How to save money daily, monthly and long-term

If you want to save money, you need to make some changes in how you spend money. Here are some ways to save money daily, monthly and long-term.

20/06/2019

Wealth creation within your grasp

If you are worried about your financial future from the day you stop working, the good news is that it is never too late to start saving for your retirement.

18/06/2019

save money without changing your lifestyle

If you’re like most people, you probably don’t want to drastically change your lifestyle just because you want to save. So here are some simple steps to save money without changing your lifestyle.

14/06/2019

Best investments for financial peace of mind

Even if you are retired, it is never too late to look at where to invest money to provide for financial freedom in the years to come.

14/06/2019

Best savings options for your child’s education

Education isn’t cheap, so if you’re looking for the best ways to save money it’s important to look at things like a flexible savings account and savings interest rates.

11/06/2019

Are you financially prepared to take care of your elderly parents?

We’ve officially launched our all-in-one banking solution called MyWORLD, which offers the unique ability to bank with your loved ones through shared banking.

07/06/2019

Bank together through MyWORLD shared banking

We’ve officially launched our all-in-one banking solution called MyWORLD, which offers the unique ability to bank with your loved ones through shared banking.

06/06/2019

One of the benefits of ebanking is it’s free

ebanking has changed the way people live, work, play and interact with their bank accounts. Don’t miss out on the benefits of an online account.

05/06/2019

Loans can offer more value than you expect

There are many good reasons to apply for a loan, one of the most common being consolidating debt into one short term loan repayment.

04/06/2019

Change the way you look at the world of banking

If managed correctly, a personal loan can advance your life. If you choose to get a personal loan, you should consider bank loan interest rates and ensure you’re applying for the best loan to suit your needs.

31/05/2019

When is the best time to take out a loan?

If managed correctly, a personal loan can advance your life. If you choose to get a personal loan, you should consider bank loan interest rates and ensure you’re applying for the best loan to suit your needs.

30/05/2019

Children’s education: Start planning today

Getting your child into a good school requires more planning than many people realise. It could involve a savings and investment plan that starts soon after your child is born.

27/05/2019

Financially dealing with retrenchment

Through a smart investment strategy and advice from your financial advisor, you could be better prepared for retrenchment.

24/05/2019

Saving tips to fund your dream wedding

The cost of funding your dream wedding can easily surpass your budget. Consider this your money saving plan to get your dream wedding.

21/05/2019

How to build wealth

Building wealth may seem like a difficult task, but if you keep these simple tips in mind, you’ll gain more control of your financial wellness and build your wealth too.

17/05/2019

Five rules of successful saving

When it comes to saving, there’s no such thing as an “all or nothing” path. Follow our rules for creating a successful money saving plan.

09/05/2019

How to get out of debt fast

You can pay off your debt in three steps: know what you owe, plan how you’re going to pay your debts, and track your progress. These tips will put you on track being debt free.

07/05/2019

Saving plan to withstand load shedding

Planning for the unexpected – like ongoing load shedding - with a money saving plan could mean the difference between financial freedom and failure.

03/05/2019

Investment tips for beginners

The best way to invest money is to simply start. Whether you’re a seasoned expert or a beginner, consider this the ultimate beginners guide to investing.

16/04/2019

Need a loan? Tips to smart borrowing

There are some situations where it makes a lot of sense to opt for a loan. Consider these guidelines before you put in that loan application.

15/04/2019

Grow your savings, tips to manage money

Managing your money can seem like a stressful task, but if you keep these simple tips in mind, you’ll gain more control of your financial wellness and grow your

15/04/2019

Want to apply for a home loan? Grow your deposit first.

Before submitting your home loan application, grow your deposit first for smaller mortgage repayments and improved interest rates. Explore our range of savings products.

09/04/2019

The best way to invest money in 2019

With increased accessibility to the best investment products, investing is available to anyone. Read our blog for some tips on the best way to invest money in 2019.

04/04/2019

Financial impacts of moving - how to prepare

Moving to a new house can be costly. If you financially prepare ahead of time by finding ways to save money, this experience can be less financially stressful.

28/03/2019

New to credit cards? This is how they work

Credit cards offer convenience. Understanding how they work will help in credit card comparison, help you choose the right one, and manage it well.

25/03/2019

How to compare debt relief options

If you want to pay off your debt, you have to make some tough choices. The first one is which debt relief option to choose.

18/03/2019

Save for an education overseas

If you wish for your child to study abroad, it’s important to start saving or investing early. Your first step is to find an investment option with the best return on investment.

11/03/2019

How to save money monthly

Many people are unsure of the best way to save money. As a result they’re not saving smartly, or not saving at all. Follow this guide on how to save money monthly.

07/03/2019

Handling finances as a couple

Money can be a cause of upheaval in many relationships. While every relationship is different, these tips can help you to keep your relationship going without the stresses that come from finances.

26/02/2019

Get your family involved in budgeting

One of the best ways to start budgeting for a new year is to get everyone in the family involved in the family finances. We give you tips in this blog.

25/02/2019

Want the best interest rate?

When shopping around for the best interest rate, don’t be fooled by terms such as “market-leading”, “best in SA”, “highest”. Rather do some investigations, find out how interest works and in the end, make sure you’re comparing apples with apples.

21/02/2019

Budget 2019 highlights

Finance Minister Mboweni gave South Africans an update on the state of South Africa’s finances in this year’s National Budget Speech.

20/02/2019

Investment For Retirees

Explore the best investment options for your retirement with the best interest rate in South Africa. Structure your retirement funds. Guaranteed and living annuity.

19/02/2019

Buying a new car can be like dating

In a lot of ways, the hunt for a new car is like looking for your greatest love. Our advice is to think carefully before jumping into debt for a new car.

11/02/2019

Give the best Valentine’s Day gift

Flowers may be overdone, but do you have the budget for romantic spoils? Don’t worry, try these tips to help you select the best Valentine’s Day gift.

07/02/2019

African Bank supports reading

reading, book festival, education, young minds, storytelling, learning programmes, educational projects, literacy.

29/01/2019

What is Wealth Management during Januworry

If November and December seem like one month combined, January feels like it’s three months long! Read this blog post to find out how to establish a wealth management system to survive Januworry.

14/01/2019

How to make financial new year’s resolutions that stick

It’s time to think about how to improve the year ahead and if one of your goals is to improve your financial standing, the six tips in this blog post will help.

12/01/2019

7 Ways to survive on a tight student budget (and still save)

If you’re a student, saving might be the furthest thing from your mind. But, with some smart spending habits, it’s possible to live a good life on a student budget.

13/12/2018

Do you know the difference between good debt and bad debt?

It may seem financially responsible to live debt-free but, if you know how to manage debt correctly, it could help improve your life and even create wealth.

22/11/2018

Building wealth through fixed income investing

An investment into cash products can build wealth over the medium to long term and provide a steady and certain return over a fixed term.

24/10/2018

25 ways to save money on travel

We’ve rounded up some of the best advice out there to make your next holiday a more affordable reality.

09/10/2018

Tips from an expert: Grow veggies, save money

We spoke to Joy Phala, the founder of Organic Kitchen Gardens, for some great advice on starting your own vegetable garden.

09/10/2018

Understanding petrol increase

It seems like every other month we’re experiencing another petrol increase. The big question is WHY? We break it down for you in this blog post.

02/10/2018

Save money with these easy handmade gift ideas

Gift-giving budget might be a little tighter than usual this year. Don’t worry, we’ve come up with a range of easy handmade gifts suitable for young and old.

01/10/2018

What will happen to your assets when you die?

Does setting up your last Will and Testament make you think of your mortality? This is the reason why many South Africans delay writing their wills; it’s something many only think of when confronted with a life threatening illness or accident.

14/09/2018

What does a technical recession mean and what is the impact?

Recession is defined as a substantial decline in the economy’s following five economic indicators: real gross domestic product (GDP), income, employment, manufacturing, and retail sales.

06/09/2018

Tips to put some spring into your financial plans

Do you find yourself falling short every month because of the little luxuries you’ve indulged in throughout the month? This September, why not take a fresh look at your financial wellness and add a little spring into your planning!

04/09/2018

Babies are expensive! Here’s how to cope

There’s no doubt, babies are a celebration. But parents will also tell you there’s no escaping the many expenses that come with that little bundle. It can be overwhelming!

28/08/2018

8 Signs of financial abuse

If someone forcibly controls another person's money or other assets, it is financial abuse – and it occurs in almost all abuse relationships.

21/08/2018

Single Parenting

Single parents are often faced with double the work and double the stress – and half the income. However, with careful planning and discipline, it is possible to set the foundation for a secure financial future for you and your children.

15/08/2018

Basani Maluleke’s top life lessons

You don’t get to be the CEO of a bank without determination, hard work and a level of self-awareness that helps you overcome the challenges that surely crop up along the way.

06/08/2018

Find out why these Smart Girls Rock!

Find out why these Smart Girls Rock! In honour of Women’s Day this year, we touched base with some of the most inspiring women we know: The young ladies from our Smart Girls Rock mentorship programme.

06/08/2018

Do you want to get the most out of your first salary?

Earning your first salary might be tempting to blow your cash on a new wardrobe, luxuries or spoils for family and friends – but if you’re smart with your planning, you could make that salary work extra hard for you.

01/08/2018

A world without hunger is possible

This is the vision of Rise Against Hunger; an organisation dedicated to ending hunger and malnutrition by 2030. As African Bank, we believe in this vision, we will be showing our support by helping pack 9720 meals for Early Childhood Development (ECD) centres, which is enough to feed one ECD centre for a complete year!

12/07/2018

Ways to save on your teen’s matric dance

It’s that time of year again when teenagers and money-strapped parents begin planning for the big Grade 12 Matric dance. Peer pressure often drives families to spend outrageous sums on their son’s or daughter’s dance but there are still ways to look good without totally breaking the budget.

11/07/2018

Saving to educate your children? Get the most out of your money

There is no greater gift that you can give your child than the gift of a secure education.We all want to give our children the very best, however, ensuring that you give your child a quality education costs money.

09/07/2018

Dad, here’s how you can be your child’s financial superhero

Fathers are often their children’s first real-life superheroes.Children do as we do, not as we say. So dads, our question to you this month is – are you modelling good financial behaviour?

04/06/2018

Know your rights when applying for a loan

With times being so tough for many consumers, applying for a loan could give you the means to change your circumstances.

17/04/2018

Grow your money

The flexible nature of working from home is appealing for new moms and many opt for this when the pitter patter of little feet is on the horizon.

17/04/2018

Investing in women: An African Bank priority

Many women are now the main breadwinners in their families and form the support structures of their communities.

01/12/2017

When the news came in May that African Bank opened for banking, I switched immediately. Zero monthly charges and I will save R100 per month. I am a rational optimiser, not married to a bank. I am mostly a transactional user and I don’t see a reason why EFT should cost money. Also, why monthly charges? Banks should make money by taking our deposits and investing them, not by paying R2.20 for EFT. Big banks must learn.

Radostin Moskov

I'm very impressed with this new African Bank offering. Took me 5 mins to open a bank account today. Left with my printed 'black' card! You can also add & link family members to your account & they can transact with their own individual cards. Check it out.

Lindela

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