Is online banking right for me?

So, we've heard a lot about online banking. Sometimes it seems like just another trend that's taken over our lives. However, when it comes to your money, you always have to do what feels right for you, even if it's not what everybody else is doing. Most, if not all, banks offer online banking via their website and mobile app as an option for their customers, and their branches and ATMs remain open for those customers who prefer to bank there.

If you haven't tried online banking, perhaps you're thinking that now's the time to try it out? Let's take a look at whether online banking is a good option for you.

You're looking for convenience

The best part of online banking is that you can decide when you want to bank. With many of us juggling work, family, and studies, banking during trading hours is not always an option. Many people schedule time outside of normal hours to pay their bills, check their statements and send money to family living far away. Even more people prefer to schedule time on the weekends to pay the bills after payday. Making these kinds of payments online, using your laptop, or on your phone's banking app, gives you the flexibility to get things done when you have the time.

You enjoy being online

Some of us just enjoy doing things on our phones. It's handy to be able to socialise, bank, order food, and even plan your week on one device. Banking via your app gives you the chance to centralize your activities.

You run a business or side hustle

Entrepreneurs truly appreciate the concept of convenience! If you run a business or a side hustle, you understand how important time and flexibility are to running your day-to-day operations. Being able to pay suppliers on your phone is a lifesaver and, as long as you have enough data, you can do it outside the office and at any time.

Take your banking to the next level!

Online banking is here to stay, and it's great news for us, because it gives us a chance to simplify at least one part of our daily lives. African Bank’s Omni-channel banking allows you to switch between your App and your online banking on your laptop, quickly and easily, so you get a truly uninterrupted banking experience. It will make life so much easier! To get started, all you have to do is register for online banking and download the App, which is available on your app store.

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